Final expense insurance is a simple, lifelong plan that helps cover funeral costs and other final bills — so your loved ones aren’t left with the burden.
Coverage that keeps your family from
carrying the cost.
A plan that speaks for you — even after you're gone.
Final expense insurance isn’t about planning for death — it’s about protecting the people you care about after you're gone. It gives your family space to grieve without worrying about how to cover unexpected costs.
This isn’t just about planning ahead — it’s about caring now. Final expense insurance helps make sure your family won’t be left sorting through costs at an already difficult time. It’s one of the simplest ways to offer peace of mind and show love, even after you’re gone.
It’s a small, permanent life insurance policy that helps cover end-of-life costs like funeral expenses, medical bills, and unpaid debts.
Final expense is smaller and more focused. It’s not meant to replace your income — it’s meant to take care of the final bills and costs.
Most plans range from $5,000–$25,000, depending on what you want covered. We'll help you figure out what’s right for your situation.
In many cases, yes. These plans are often designed for people who may have been turned down for other coverage.
The death benefit is typically paid out tax-free to your beneficiary.
Anything they need — funeral arrangements, medical bills, legal fees, or even to take time off work to grieve.
Not always. Many plans use a simple health questionnaire instead of a full exam.
Yes — many people use final expense to supplement an existing term or permanent policy.